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Business Loan BNZ

Business Loan BNZ
Considering using BNZ to help your business grow? Heres your business loan options with BNZ, from term loans to an overdraft to asset finance

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BNZ can cover most business finance needs. Use BNZ to help your business grow, increase your cashflow and purchase new assets and equipment. BNZ can help with business loans up to $100k, overdraft facilities up to $100k, credit cards up to $50k or asset and equipment finance from $5k.

BNZ have an online service called QuickBiz where you can apply for any of the above business finance options and receive a decision or next steps in 2 working days. Quick Biz is designed to be quick, simple and 100% online.

BNZ business term loan

BNZ offer secured term loans at a fixed rate with flexible terms. Security used can be property or other business or personal assets like a vehicle. Interest rates will start ay 7.17% + a margin which is calculated daily on the amount outstanding in your agreement.

BNZ overdraft or revolving credit facility

An overdraft is an ideal option that means funds are there when you need them and you only pay interest on any debit amount. If you have quiet months an overdraft or revolving credit facility is ideal so you have funds available to cover your operating expenses over that time. Repayments can be made at any time making it a flexible option for most businesses. You can access up to $100,000 without any additional security. BNZ overdraft interest rates start at 11% + a margin (rate subject to BNZ lending criteria).

BNZ asset and equipment finance

BNZ offer asset and equipment finance for new and used equipment to help your business grow. Asset finance means you pay your equipment off while it is making money for you and you don’t need to use all your savings or cashflow to purchase it. Terms are between 1 to 5 years and you can structure your repayments to suit your business.

Is a BNZ business loan right for you?

In summary, BNZ offer a good range of loans to suit most businesses. As a tier 1 bank lender they offer great interest rates and there are flexible term options plus fixed or floating rates. If you are unsure what type of loan is right for your business, speak with Compare Business Loans to chat about your options. Once we understand your business situation and where you are heading, we can help you understand what is required to apply for a business loan, the steps when applying and we can manage your application from start through to settlement.

Our brokering service is free. A broker fee will be included in your loan amount only if your application is successfully settled.

Business Loan NZ Quick Links

  1. Apply online in 60 seconds
  2. Check your credit score
  3. NZ Small business loan educational resource
  4. Register as a sole trader or company NZ
  5. FREE business plan template

Apply for a Business Loan Today

A 5 minute phone call is all it takes to find out the amout of funding available to your business. We’ll help you prepare and apply for a business loan with the right lender. Business loan interest rates starting at 8.95%

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How much money can your business borrow?

Start a conversation with Compare Business Loans today to see how much funding your business is eligible for

Business loan lenders in New Zealand

We are partnered with multiple business loan lenders throughout NZ. Each lender provides different types of business loans and will offer different rates for small business loans depending on your business’ financial situation and financial history.

Heres a few lenders we work with and their basic lending criteria.

Get capital small business loans

Fast flexible business finance

• Loans from $5000
• Minimum 9 months trading
• Unsecured to $50k
• 10k or more monthly revenue
• Cashflow, asset, equipment finance

Heartland bank small business loans

Give your business a boost

• Unsecured up to $100k
• Terms up to 5 years
• Secured loans available
• No early repayment fees
• Interest rates from 11%

Fundtap invoice finance nz

Invoice Finance

• 100% online
• Loan off your outstanding invoices
•Funds in 24hrs
• Fast source of cashflow
• Use it when you need it

Pioneer Finance NZ

Your loan, tailored to you

• 100% online application
• Loan terms up to 7 years
• Secured finance
• Finance up to $100k
• Business finance for any reason

efco small business finance nz

We Finance Dreams

• 100% online
• From 8.95%
•Decision in 24hrs
• Startup business loans
• Vehicle finance, asset finance, cashflow loans

Speirs Finance NZ

The kiwi owned team growing kiwi businesses

• Truck Finance
• Repayment up to 5 years
• Heavy Machinery Finance
• 2nd hand asset finance
• Equity Release

Partner with Compare Business Loans Today

As a business loan broker, we are essentially an extension of your business. When you work with us, we do all the hard work for you by preparing your application and matching you with an NZ lender most likely to approve your business loan application. Get Started Now!

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Considering a business loan? We'll get you approved funding from the right lender!